My wife’s car was broken into at the dog park two years ago. Her purse was stolen which included identification, checkbook, credit/debit cards, and other private information. The crooks proceeded to hit multiple U.S. Bank branches and cashed checks by pretending to be her with the drivers license they found in her purse. The total damage was $5,000 once it was all said and done.
Thankfully, the bank refunded the stolen money but that was the least of our concerns. They had her important personal information that could cause much more damage in the long run.
The gentleman at the bank urged us to register for an identity theft protection service due to her private information being in the hands of these scumbags. He recommended LifeLock, but me being me, I researched the heck out of this and went with Aura instead. One big reason is because LifeLock raises their price after year one anywhere from 40%-70% on renewals. You get the same renewal price with Aura! If you signed up for LifeLock last year during the National Public Data data breach that exposed 2.9 billion records, I recommend cancelling and signing up for Aura. Later in this article I will dive deeper into why I chose Aura over LifeLock.
Not everyone will end up in a situation like this but that doesn’t mean your identity can’t be stolen. Just think of the numerous data breaches that we see in the news every week. One of the biggest data breaches recently occurred with 86 million AT&T customers which included over 43 million social security numbers being decrypted in plain text!
AT&T Data Breach Exposes Over 86 Million Customer Records
As you can see in the chart below, Americans lose 4 times more to cybercrime than home burglaries!
The great thing about Aura is that you will have access to multiple products under the same roof for one low price. You’ve probably seen ads for Home Title Lock, DeleteMe, Incogni, parental controls, password managers, VPNs, Antivirus, etc. Aura has all of those equivalent services bundled into one product!
Aura Features
Depending on the plan that you choose, these are all of the features offered by Aura.
- 60-Day Money-Back Guarantee
- Identity Theft Protection
- $2,000,000 Identity Theft Insurance for couple plan and $1,000,000 for individual plan
- 3-Bureau Credit Monitoring
- Instant Experian Credit Lock
- Home & Auto Title Monitoring
- Antivirus, VPN, Password Manager & Parental Controls
- People Search Sites & Spam Lists Removal
- Financial Transaction Alerts
- Certified data security & privacy
- 60-day money-back guarantee for annual plans
- 24/7 U.S. based support
- U.S. Based Expert Fraud Remediation
- AI Spam Call & Message Protection
- Cyberbullying & Predator Alerts for Gaming
- In-game Voice & Text Monitoring
- Weekly Gaming Activity Report
Register for Aura & Save Up To 68%
Identity Theft Protection
The main reason I subscribe to Aura is for their Identity Theft Protection. Some of their features I don’t use due to the fact that I’m using another product/service that does a better job for my needs and I will explain those below.
Here’s how Aura protects you from Identity Theft.
3-Bureau Credit Monitoring
Receive a monthly credit score (VantageScore) update and see trends over time. Also view your credit report from all major credit bureaus — Experian, Equifax, and TransUnion.
Financial Account Monitoring
Link your bank accounts, credit cards, and investment accounts to receive alerts for unusual spending activity.
This works extremely well and I don’t receive a lot of false positives. It’s great at highlighting financial transactions that may be fraudulent.
Account Breach Monitoring
Aura’s watchlist can monitor over 70 items — driver’s license number, passport, email addresses — for data breach exposure.
During the time I’ve used Aura, the most common alerts for me have been email address, social security number, and password data breaches.
Identity Verification Monitoring
Aura alerts you if your identity is used for high-risk transactions, such as opening payday loans.
Address and Public Records Monitoring
Besides change-of-address alerts, Aura also notifies you if your information appears on public records like sex offender registries.
Antivirus and VPN
Scan every new file for malware on up to 10 devices per adult. Also connect to a virtual U.S. location with their VPN to stay safe on public Wi-Fi.
I don’t use Aura’s Antivirus or VPN due to the fact that I use VIPRE and Surfshark VPN instead. I’ve been using VIPRE longer than I’ve had my account with Aura and I haven’t had any viruses since I started using it, if it isn’t broke, don’t fix it. I also don’t use Aura’s VPN because they don’t provide an application for Fire TV or Android TV/Google TV. I’m still using our #1 ranked VPN which is Surfshark.
Spam Call and Message Protection
Aura’s privacy-focused tools include junk mail and spam call removal requests, as well as scam and phishing protection.
This requires an upgrade which I didn’t purchase as my cell phone carrier does a decent job in determining incoming calls that are spam.
Password Manager
Save your passwords as you go; access them using Aura’s browser extension. Also available through their Android and iOS mobile apps as well. Everything syncs perfectly between their browser extensions and apps so you always have access to your saved passwords.
This one is important as Aura will alert you when one of your passwords has been a victim of a data breach. You will have the ability to quickly change your password to prevent account impersonation or fraud.
Register for Aura & Save Up To 68%
Aura Setup
Aura setup is simple.
They walk you through a setup wizard that gets you up and running quickly.
Critical Alerts
When you first log into the Aura Website you’re greeted with the Critical Alerts screen and this is what it looks like.
When you dive into a critical alert, you have the option of accessing help through Aura if it is indeed fraudulent.
Internet Data Removal
Have you ever searched your name on the Internet and was blown away by your private information that’s published to the world?
There are services such as DeleteMe and Incogni that specialize in this but the same type of service comes with your Aura plan! This is what I love about Aura. We don’t have to pay all of these different services. We get everything under one account with Aura.
Here’s a screenshot within my account signifying how many records with my personal information were deleted from the Web.
Home & Property Lock
You’ve probably seen ads for Home Title Lock where scam artists try to steal your home/vehicles by manipulating title records without you knowing about it.
Again, Aura includes this within their bundle so no need to pay for another service to do this!
Here’s what my account looks like within the Home & Property section.
Here’s the screen where it lists my current home.
Here’s where my vehicles are monitored.
Aura VS LifeLock
When someone thinks of Identity Theft Protection, they usually think of LifeLock due to their constant advertising.
Here are the important differences between the two.
LifeLock sucks customers in with their introductory price and then raises it anywhere from 40%-70% on renewals. You get the same renewal price with Aura!
As mentioned many times within this article, one of the main selling points of Aura is that you get multiple products for one low price which includes password manager, web site data removal, home/property title lock, threat protection, ad blocker, VPN, Antivirus, and more.
60-Day Money-Back Guarantee
Aura is so confident that they back their product with an unheard of 60-day money-back guarantee off their annual plans! We don’t see this type of long-term guarantee from many Internet services and speaks volumes of how they treat their customers.
Aura Summary
I like Aura for two main reasons…low price and multiple services under the same product. By using Aura, I’m not being nickled and dimed by other companies as I have everything that I need for security under one roof so to speak.
Not only does Aura offer identity theft protection, they back their service with $2,000,000 Identity Theft Insurance for their couple plan and $1,000,000 for their individual plan! This provides peace of mind for anyone who uses the Internet.
Remember, Aura offers a 60-day money-back guarantee on annual plans purchased so you have nothing to lose. You will be able to see for yourself how their service works during this time-frame. I’m confident that you will enjoy their products as much as my wife and I do!
Register for Aura & Save Up To 68%
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